Is Your Landlord a Slum Lord, or a Mold Lord, or Both?
have a few concerns about mold. I am a renter & recently moved out of
an apartment that had a crawl space & the place frequently had a stench
of mold. I have been at this new place for a little over three months.
I've noticed mushrooms growing around the stool (which is carpeted) has a
musty odor & had pulled up the carpet which the floor has turned
black. What kind of mold (s) am I dealing with here. Since moving here my
whole family has had flu-like symptoms, headaches, & cold....which the
doctor only relates to as a virus. My question is since I rent, what type
of insurance policy should I have & what are the legal aspects to this
situation & how do I go about explaining this problem to my landlord
without them think I'm making this all up.....as a part of a scam? Will my
health insurance pay for a mold antibody test? Any information you can
give me will be greatly appreciated. I am particularly happy with all the
pertinent info found on your site. [Dec. 20, 2002]
A. Thank you for your nice
comments on our mold website. The biggest problem you face is that most
landlords do not care about how harmful mold infestation is to their
tenants. Despite the recurring health problems of their tenants and the
often-visible mold growths, most landlords will not pay for mold
inspection, mold testing, mold removal, or mold prevention. Their lack
of common decency in their failure to provide habitable housing to their
tenants make such persons Mold Lords. A Mold Lord is a landlord who permits
indoor mold infestation to cause health harm to his or her apartment or
other rental tenants. If a tenant is facing serious health
problems that may be from living in a mold infested apartment or rental
house, the first thing to consider doing is moving to a healthy place as
soon as possible to stop further harm to your and your family's health.
If you want to pursue your legal rights against a Mold Lord whose
rental unit harbors mold contamination, the burden of proof is upon you to
pay for initial mold inspection and testing of your apartment to document
whether or not there is toxic mold or mold in elevated levels present in the
air in your residence, and for the mold testing and mold laboratory analysis
of any visible mold growth indoors. Find a
Certified Mold Inspector to do your
and mold testing.
If you want to hire an attorney to pursue any legal rights you may have
against the mold lord, the first thing the attorney will ask to see is
mold inspection and mold testing results to back up your possible mold
claim. As to your question as to whether a health insurance company will
pay for mold blood testing, a couples of issues that might arise are:
(1) if you seek payment for diagnostic testing for a previous condition
in existence at the time you applied for your new health insurance, the
insurance company will deny payment; (2) insurance payment for mold
blood testing is only possible if your health insurance makes specific
provision for the payment of items like blood testing, and IF, your
attending physician requests that you have a mold blood test to help the
physician diagnose a specific and current medical health problem.
Read the in depth ebook
Mold Legal Guide.
Do-It-Best-Yourself Mold Solutions
Phil can help you fix your own property’s mold
problems at low-cost, more safely, and better-in- results than what is done
by many mold inspectors and mold contractors. How can Phil help you?
1. Read Phil’s five plain-English,
mold advice books to master mold
inspection, testing, removal, remediation, and prevention for your house,
condo, apartment, office, or workplace.
2. Buy do-it-yourself, affordable
mold test kits,
mold lab analysis,
video inspection scope,
mold cleaner, and
mold killer, for the successful toxic and household mold
inspection, mold testing, mold species identification and quantification,
mold cleaning, mold removal, and mold remediation to find mold, kill mold,
clean mold, and remove mold from your residence or commercial building.
3. Get FREE mold advice, mold help, and/or answers to
your mold questions, by emailing mold expert Phillip Fry at
You can also email pictures of your mold problems in jpeg
file format as email attachments.
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